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8 results for Financial services in Shire of Derby-West Kimberley

Below is a list of financial services, including financial counselling, planning and advice services. If you can’t find local financial support services for your area, there is a list of state and national financial support services at the bottom of this page.

Kimberley Community Legal Centre – Financial Help

Financial Counselling:

How can KCLS help?

  • Complete a budget with you;
  • Contact other services and agencies to confirm your bills and debts;
  • Call Horizon Power if you are struggling to pay your power bill, and you want Horizon Power to approve you for a government payment towards your bill: the Hardship Utilities Grant Scheme (HUGS);
  • Apply for some of your debts to be forgiven because of your hardship; and
  • Deal with debt collectors.

Centrelink:

How can KCLS help?

  • Arranging Centrepay deductions to pay bills and rent
  • helping you understand payments and confirm your entitlements
  • Appealing Centrelink decisions you do not agree with
  • Talking to you about Centrelink in your community

Kimberley Community Legal Service provides an outreach service from Broome to Dampier Peninsula, Derby and Fitzroy Crossing.

Winun Ngari – The Remote Jobs and Community Development Program (CDP)

KMMS provides a range of education services including; budgeting, debt management, saving plans, family payment education, bill paying, purchasing assistance, internet & phone banking, information on loans and credit cards, lost superannuation, tax assistance, financial counselling, insurances and free access to phone and computers.

The program currently services both the Derby township, and remote communities in the West Kimberley through an established outreach program. The outreach program ensures services are delivered to the following communities; Looma, Pandanus Park, Bebunburru, Mowanjum and the Gibb River Road (Imintji, Dodnun, Kupungarri and Ngallagunda).

Kimberley Employment Services – Money Management

Money management services provide practical and essential support to assist local people build longer-term capability to manage their money better and increase financial resilience. The money management service focuses on:

  • Deliver education and intensive coaching in financial literacy and budgeting;
  • Provide use of tools to implement individual and family budgeting and savings, and debt management plans including on-going budget monitoring;
  • Organise related family support and referrals;
  • Assist with accessing financial institutions and financial services information;
  • Deliver education and information sessions relating to Money Management services that meet local community need;
  • Deliver approved money management courses to improve participants understanding of how to manage their money, plan for the future and find out what services are available to them.

Centacare – Homelesness Support

Centacare Kimberley offers support to people who are homeless, or are highly at risk of becoming homeless in Broome and Derby. Homelessness is where you don’t have a stable or secure place to live, so includes people who are living in overcrowded family homes. All people over the age of 25 are eligible for support. The focus of the three Homelessness services is to support individuals, couples and families to achieve the goal of obtaining and then maintaining long term stable housing in the Public Housing system, or, the private rental market.

The Derby service can work with any person who is Homeless, but does have a focus on supporting women and children who are escaping Domestic Violence to secure long term housing.

Homelessness Services offer a holistic response that can support people to overcome multiple life challenges, and are able to provide support in the areas of:

  • Applying for housing;
  • Access to short and medium term accommodation options
  • Referrals to specialist and mainstream services
  • Advocacy and support
  • Access to education, training and employment
  • Life & independent living skills development
  • Access to Financial advice and Material aid
  • Mentoring and positive role modelling
  • Tenancy information, advice and support

 

Derby Service Centre

Services our staff can help you with:

  • Centrelink

Services you can access using our self-service terminals:

  • Medicare
  • Centrelink
  • Child Support

Fitzroy Crossing Service Centre

Services our staff can help you with:

  • Medicare
  • Centrelink

Services you can access using our self-service terminals:

  • Medicare
  • Centrelink
  • Child Support

Ngunga Women’s Group – Financial Counselling

NWG Financial Counselling services assists individuals and families to maximise income and rationalise expenditure to make informed decisons about financial problems. They assist with food supplies when people are experiencing difficulties and require urgent assistance.

Ngunga has a Memorandum of Understanding with Woolworths, this is the Second BITE Program. This allows them to obtain perishable goods and damaged stock from Woolworths which is then provided to the people in need.

Marra Worra Worra Fitzroy Financial Counselling

The Fitzroy Financial Counselling Service provides a range of help to members such as providing financial support and counselling services to individuals with regard to their banking, tax, small loans and saving needs;

  • Accounting services and Budgeting
  • Financial Community Management (networking with other agencies)
  • Superannuation enquiries and payout
  • Negotiation with creditors – loans and credit cards
  • NILS loans (all banking issues)
  • Referrals – legal advice to provide information, DCP, Police Centrelink
  • Water Corp – paying debt and providing education to reduce water bills
  • Department of Corrections – helping clients with family on parole
  • The administration of Community owned Chuck in Accounts

State and National Financial Services

Australian Government – Services Australia

Support through payments and services while you are looking for work or doing approved studies to help you find and keep a job.

Services Australia – Crisis Payment

To get this you must:

  • be eligible for an income support payment from us
  • be in severe financial hardship
  • have an extreme life change. You can get it if you:
  • are experiencing family and domestic violence
  • get out after 14 days from prison or psychiatric confinement as a result of an offence
  • are a Humanitarian Entrant into Australia for the first time
  • go through a natural disaster not covered by the Disaster Recovery Payment
  • are in Australia when the event occurred, and when you submit your claim
  • are eligible for an income support payment.

Services Australia – Farm Household Allowance

A payment for farming families in financial hardship.

To get this you must:

  • be a farmer or partner of a farmer, who spends a major part of your time and capital, working on the farm
  • meet the income and assets test limits
  • meet mutual obligation requirements. To get Farm Household Allowance (FHA) you must meet all the following:
  • be a farmer or partner of a farmer
  • be 16 years or older
  • contribute labour and capital to an Australian farm, or are the partner of a farmer who does
  • have income and assets below certain amounts
  • have had less than 4 years of FHA in the specific 10-year period.

National Debt Hotline

National Debt Helpline is a not-for-profit service that helps people tackle their debt problems. Their financial counsellors offer a free, independent and confidential service.

Your Toolkit

Your Toolkit is a free comprehensive online financial toolkit that is designed to help women facing domestic and family violence and financial abuse on their journey to more independent, confident and safe lives. Their website includes information on:

  • Centrelink and myGov account and support payments
  • Tools for managing your own finances (including budgeting and saving)
  • Financial assistance for living costs
  • Understanding financial areas such tax, superannuation, credit and insurance

MoneySmart

ASIC’s MoneySmart website is for all Australians – young or old, rich or poor, investing or paying off debt.

They offer free, independent guidance. They have smart tips on dealing with the ups and downs of life:

  • losing your job
  • having a baby
  • divorce or separation
  • buying a home
  • losing your partner

WAConnect

WAConnect is an online directory where users can search for food relief, financial counsellors and emergency accomodation among other services.

No Interest Loan Scheme

No Interest Loans (NILS) provide individuals and families on low incomes with access to safe, fair and affordable credit.

Loans are available for essential goods and services such as fridges, washing machines, car repairs and medical procedures for up to $1,500. Repayments are set at an affordable amount over 12 to 18 months.

Eligibility:

  • Health Care Card/ Pension Card or earn less than $45 000 a year after tax ($60 000 for couples or people with dependants)
  • Lived at current or previous address for at least 3 months
  • Capacity to repay the loan

StepUp Loans

StepUp is a low interest loan for people on low incomes who have difficulty accessing credit from a bank. You can borrow from $800 – $3,000 with up to three years to pay it back. There are no fees. Loans can be used for items such as:

  •  Secondhand cars or repairs
  • White goods
  • Furniture
  • Computers
  • Vocational Education
  • Medical Expenses

*Loans cannot be used for cash, debt consolidation, holidays or bills

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