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CWA of WA Sir James Mitchell Fund

The Sir James Mitchell Fund is used to assist those who may need a helping hand. Applications for assistance are considered on an individual basis and are completely confidential. Assistance is in the form of IGA food cards, health expenses and other general assistance. It does not assist with whitegoods, rental bonds and arrears, utility bills (electricity, gas, water etc), car registration/maintenance, travel or funeral expenses.

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St Vincent de Paul Society – Emergency Relief and Home Visitation Program

Emergency Relief assistance through food, material aid, budget advice, utility bills, advocacy issues as well as friendship and support. Home Visitations are carried out by ‘members’ who join local groups called ‘conferences’. Conference members are volunteers who meet regularly to provide mutual support, spiritual reflection and to discuss how best to respond to the people they assist.

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No Interest Loan Scheme

No Interest Loans (NILS) provide individuals and families on low incomes with access to safe, fair and affordable credit.

Loans are available for essential goods and services such as fridges, washing machines, car repairs and medical procedures for up to $1,500. Repayments are set at an affordable amount over 12 to 18 months.

Eligibility:

  • Health Care Card/ Pension Card or earn less than $45 000 a year after tax ($60 000 for couples or people with dependants)
  • Lived at current or previous address for at least 3 months
  • Capacity to repay the loan
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Communicare Geraldton – ParentsNext

ParentsNext is a pre-employment program aimed at parents with young children. The program works with parents in assisting them to identify and reach their education and employment goals.

Support through ParentsNext might include:

  • Help with finding a course or work experience
  • Putting you in touch with other parents
  • Help with arranging financial support for childcare and study, and if available, access to wage subsidies
  • Help with skills such as writing a resume and job interview practice
  • Connecting you with local services including for domestic and family violence, counselling and emotional support.
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Regional Alliance West – Emergency Relief

If you are a Geraldton resident and have an emergency that can be solved with a small payment, we may be able to assist.

Emergency Relief can be used for:
• Food
• Accommodation
• Utilities
• Medical
• Other

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Salvation Army Geraldton – Doorways (Emergency Relief)

If you find yourself in difficult circumstances, you can access short-term financial assistance in the form of food parcels and vouchers.

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Mission Australia – Emergency Relief

Emergency relief helps people to address their immediate basic needs in times of financial crisis or hardship through material or financial aid (e.g. vouchers, clothes and food parcels). Support is offered in a way that maintains the dignity of individuals and families and encourages self-reliance. As well as financial and material support, we also link people with services in the community to help them address the challenges that are affecting their financial wellbeing.

Emergency Relief is available every Tuesday morning in Geraldton and Carnarvon as well as every Thursday morning in Geraldton by appointment only. Please telephone at 8:00am on the day Emergency Relief is available to arrange an appointment.

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Broome Circle – Financial Management Program

The Financial Management Program (FMP), Broome CIRCLE offers many services that support people experiencing financial crisis. If you are in this situation, seeing a member of the Broome Circle FMP team could help to improve your personal financial situation and meet personal goals.

A Capability Worker can help you with:

  • Creating and managing a sustainable budget
  • Managing your bills and payments
  • Support and advocacy with other agencies such as Horizon Power or Homes West
  • Tips for saving and creating a savings plan
  • Information about bank accounts, fees and online banking
  • Setting up Centrepay payments
  • Support in accessing a No Interest Loan for essential household items and services

Financial Counsellors can help you with your complex financial needs such as:

  • Support dealing with credit and debt issues
  • Negotiating affordable payment plans
  • Dealing with car or house repossession
  • Help getting debt collectors off your back
  • Superannuation queries
  • Accessing entitlements including insurance matters
  • Help sorting out deceased estates
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